Registered Investment Advisor Raleigh Nc


Financial Symmetry Inc Background

What is a Registered Investment Advisor? | Financial Symmetry

Financial Symmetry Inc. was founded in 2001 by Bill Ramsay, who remains a partner at the firm. Its owned by Ramsay and 10 other owners.

Alongside financial planning and investment management, Financial Symmetry also offers retirement planning, tax planning, Social Security analysis, college planning, 401 allocation and estate planning services. For small businesses, the firm offers 401 advice to help businesses evaluate their current 401 plans and design a plan that is low-cost and straightforward.

Financial Symmetry Inc Investment Strategy

Financial Symmetry Inc. has an investment committee that meets monthly to evaluate the firms long-term investment outlook. The investment committee aims in its research to find any broad mispricings that it may be able to use to its clients benefit.

The firm applies a long-term approach to its investment process. The firm primarily recommends mutual funds and exchange-traded funds for its clients, and it says it chooses asset classes according to each client’s risk tolerance and risk capacity.

Financial Symmetry Inc. has a good offering of client resources. Its blog is updated weekly, with posts on company news and financial how-tos. In another section, Client Stories, the firm gives readers a look at how its services have helped clients deal with financial challenges, from getting ready to retirement to starting a family.

Is It Worth Paying For A Financial Advisor

Financial advisors strategize financial planning and help youmake the right decision about your investments. They weigh thepros and cons, and are abreast with the latest industry updatesregarding tax issues and investment vehicles. These valuableinsights guide you to make investments that meet your financialrequirements and goals such as buying a house, education,having a baby or securing your retirement. Learn more about thecost of a financial advisor?.

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These Concerns Are Symptoms Of Larger Core Issues Namely:

  • Lack of clarity
  • Lack of expertise

The individuals and families we serve understand the benefit of a thoughtfully conceived, carefully managed financial plan based on their specific needs. They look to us to chart a course, anticipate challenges and help navigate the complexities of personal finance.

Taking time to understand whats important to you, and why, differentiates Ark Royal from other advisors. Engaged listening requires we delay telling our story, so we can learn about yours. We seek to clarify whats important to you and to understand the emotion influencing your financial decisions. Then we work to make sure what weve heard drives effective action.

Townsend Asset Management Corp


Founded in 1982, Townsend Asset Management Corp. has a staff with various professional certifications, including certified financial planner , certified public accountant , personal financial specialist and chartered financial analyst .

Like many firms on this list, Townsend Asset Management does not have a set account minimum. The fee-only firm primarily serves individuals, as well as a few high-net-worth individuals, pension plans, charitable organizations and corporations.

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How Do I Know If My Financial Advisor Is A Fiduciary

A fiduciary is any person or firm who acts on behalf of anotherindividual or firm to manage their assets. Fiduciary financialadvisors provide their client the highest quality of care whilemaintaining ‘good faith’, meaning they wouldn’t act in favor ofanyone else’s interests, including their own. The best way tobe certain that a financial advisor is a fiduciary is to simplyask. Learn more aboutwhat is a fiduciary financial advisor.

Founders Financial Alliance Investment Strategy

FFA provides discretionary and non-discretionary investment advisory services to clients based on various factors such as individual goals, objectives, time horizon, needs and risk tolerance. Investment strategies and recommendations by IARs are tailored to the individual needs of each client.

The firm emphasizes regular account supervision. Portfolios consist of individual stocks or bonds, exchange traded funds , options, mutual funds and other public and private securities or investments. It uses hard evidence and resarch to create tailored portfolios. Analysis methods include fundamental analysis, technical analysis and cyclical analysis, as well as modern portfolio theory and third-party manager analysis.

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Cook Wealth Management Group Investment Strategy

Cook Wealth Management says it takes a holistic approach to wealth management. The firm creates customized portfolios for clients, with asset allocation based on clients’ needs, life goals, risk tolerance, tax situation and ideal timeframe. Progress is measured against achieving a long-term personal rate of return, rather than against stock market indexes.

This firm mainly employs a long-term investment approach, and it uses fundamental analysis to research and select securities. Its portfolios use diversified mutual funds and/or exchange-traded funds, as well as individual stocks and bonds.

Notice Filing For Sec Registered Investment Advisers

How To Start Your Own Investment Firm and Become an Independent Financial Advisor

SEC registered investment advisers subject to notice filing in NC must file electronically through the IARD system operated by FINRA. For questions relating to FINRA or the Web CRD/IARD systems, please call the Gateway Call Center at 386-4848. The relevant statutes are: and .

Notice filing:

  • File Form electronically through the IARD system.
  • Pay filing fee of $300.00. Fees are paid through IARD system.

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Additional Services As Needed:

  • Tax Returns We complete tax returns for a number of our Wealth Management clients. Please discuss with your financial advisor for an estimated cost for your personal situation.
  • College Planning to maximize financial aid, tax aid and personal resources.
  • Social Security Analysis to determine your optimal time to claim.
  • Medicare Analysis of healthcare options at age 65 enrollment.
  • Debt Management Advice
  • Insurance Analysis for life, long-term care and disability insurance.
  • Employee benefit analysis

Beacon Financial Strategies Background

The firm was founded in 2004 and principal owners are Nathan R. Chip Hymiller, III and Erin P. Campbell.

It provides four distinct types of advisory services to clients, which it names as follows: Net Worth Management, Investment Management, Tax Preparation and Corporate Sponsored Retirement Plan Consulting.

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Get Your Registered Investment Adviser License In North Carolina By Taking The Required Exam

North Carolina-based investment adviser firms operate in accordance with the North Carolina Investment Advisers Act and are registered at the state level if managing client less than $100 million. Firms that manage more than $100 million in client access are registered at the federal level with The Securities and Exchange Commission regulates. The state of North Carolina and the SEC both waive exam requirements for prospective IARs that have attained one of the following designations:

  • Chartered Financial Consultant

IARs should register:

  • Scheduled to attempt the exam through one of the Prometric or Pearson Professional Center testing locations in North Carolina. You must schedule the exam within 120 days of registration. Only one exam can be scheduled per day, so plan to commit two days to testing if going the multiple exam route.
  • Make sure you check in with the testing center at least one hour before your scheduled exam time on the appropriate day.
  • Exam scores are distributed immediately after the exam is complete.

Founders Financial Alliance Background

The Paladin Group

Founders Financial Alliance, LLC i s a registered investment advisor . Tom W. Porter, Jr. is the firm’s founding member and formed the company in August 2014. He is full owner of the firm.

Headquartered in Raleigh, the firm has other locations under various “doing business as” names in several cities, some of which include Cary and Greenville in North Carolina Boca Raton, Florida and Albuquerque, New Mexico.

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Meet Your Raleigh Team

Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.

Mercer Advisors Inc. is a Delaware corporation and is in no way affiliated with Mercer LLC, Mercer Investments, or the Marsh & McLennan Companies. Mercer Global Advisors Inc. is registered with the Securities and Exchange Commission and delivers all investment-related services. Mercer Advisors Inc. is the parent company of Mercer Global Advisors Inc. and is not involved with investment services. Certified Financial Planner Board of Standards, Inc. owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER certification mark, and the CFP® certification mark logo in the United States, which it authorizes use of by individuals who successfully complete CFP Boards initial and ongoing certification requirements. CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute.

©2022 Mercer Global Advisors Inc. All rights reserved.

Townsend Asset Management Corp Investment Philosophy

At Townsend, investment management clients each receive an investment policy statement that summarizes their risk tolerance, growth objective and time horizon, among other preferences and goals. This, alongside the firms financial and investment philosophy, guides how the firm will manage a clients investments. The firm will design portfolios for conservation of principal, income, moderate growth or more aggressive growth.

Townsend Asset Management invests its clients assets in stocks, bonds, mutual funds or other securities, including certificates of deposit, options or alternative investments. It normally makes long-term purchases but also does short-term. Its primary analysis methods are fundamental and technical analysis.

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Capital Investment Counsel Background

Capital Investment Counsel was founded in 1984 by Richard K. Bryant and E.O. Edgerton Jr. The firm is owned by R. Bryant Family Partners, Ltd., a partnership controlled by Bryant. The firm is a part of Capital Investment Companies, a group of companies founded by Richard Bryant that provide a wide range of financial services.

Capital Investment Counsel specializes in individually tailored portfolios of equities and fixed-income securities, and it also provides financial planning services.

Allison Berger Cfp Ceft

How do I logistically setup a Registered Investment Advisor (RIA)?

As an experienced Financial Advisor and partner, Allison builds custom financial solutions to enhance today and enrich tomorrow for our Wealth Management clients. Allison has a particular interest in working with clients in or on the cusp of retirement who want to delegate their portfolio management so they can enjoy life.

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Find A Fiduciary Financial Advisor

Free inital consultations. All advisors are fiduciaries.

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Meeting The Financial Needs Of The Raleigh Community And Beyond

The majority of our clients reside inside the Raleigh/Triangle area, although our client relationships extend throughout North Carolina. Major segments of our client base include retirees, those getting ready to retire, and those within five to ten years of retirement age. Overall, our clientele is quite diversified by occupation, income level and net worth.

Our experienced, credentialed team provides financial planning services to help clients create, grow and preserve assets, manage risks, retire and age comfortably. Our financial planning guidance encompasses all the core planning disciplines goal definition, cash flow management, debt reduction, income tax planning, retirement readiness, education funding, investment planning, risk management, and estate conservation and distribution and is custom-tailored to meet each clients particular circumstances .

Our structure and approach promote long, meaningful relationships with our clients. Their goals are our goals. Knowing we have made a positive impact on someones life is indeed the most satisfying part of our work.

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Will Holt Cpa Cfp

Will is a Partner and senior advisor with Financial Symmetry. He holds the Certified Public Accountant and Certified Financial Planner designations and has over 25 years of experience in the tax and financial services industry. Over the years, Will has found a passion in helping busy professionals, executives, self-employed entrepreneurs, and couples in and nearing retirement sort through complicated tax situations.

Register Your Firm In North Carolina

The Legacy Group

As long as your firm does not manage more than $100 million in total assets, it will be registered exclusively with the North Carolina Securities Division. If you choose to take on assets greater than $100 million, your firm will need to register at the federal level with the SEC. In both cases, investment adviser firm registration is done through the FINRA administered Investment Adviser Registration Depository .

  • Open an IARD User Account to begin the Entitlement Process. Completing the Entitlement Forms specific to your new firm and assigning a Super Accountant Administrator responsible for managing the IARD User Account will allow your firm access to FINRAs Web-based systems. Upon submission and approval of entitlement forms, the SSA will be granted access to the Firm Gateway so as to be able to complete the remaining steps.
  • Your new investment firm is required to fund The IARD User Account with monies sufficient to paying all required fees:
    • Sole proprietors must send an unaudited bank statement showing a net worth of at least $10,000
    • All corporation types must send a surety bond of $35,000

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    Requirements To Transact Business In Other States

    North Carolina IA firms can conduct business with as many as four clients in any other single state without registering or paying additional state fees. Your firm must register and pay state-specific fees in any and all other states in which it has more than four clients.

    Under the De Minimis Exemption, properly registered RIAs from other states are, in kind, permitted to conduct a minimal amount of business in North Carolina, and are only required to register and pay North Carolina specific fees when their sixth North Carolina based client is added.

    What Does A Financial Advisor Do

    Financial advisors help their client by providing financialadvice and strategy to build wealth and eliminate risk. Theyassess the client’s risk appetite, their unique needs andrequirements, their short-term and long-term goals and guidethem towards adopting the right financial plan, retirementplan, estate plan or education plan etc. as necessary. Learnmore about the roles& benefits of a financial advisor.

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    How Do I Choose The Right Financial Advisor

    While choosing a financial planner to help you with yourinvestment decisions, it’s important to do some spadework. Meetdifferent consultants and compare and contrast their advice.Pick up clues that demonstrate their experience and integrity.It is also important to verify the credentials of anindependent financial planner before making a decision. Readthe guide on choosingthe best financial advisor.

    Townsend Asset Management Corp Background

    What is an Independent Registered Investment Advisor

    Townsend Asset Management Corp. is owned by Gerald Townsend, its president, and Katrina Townsend, its business manager and office administrator.

    The firms wealth management services, which include financial planning, tax preparation and consulting services, are its most comprehensive offering. In both its wealth management and investment management services, Townsend takes into account clients personal goals, needs and financial situations when determining the course of action.

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    What We Use In Our Methodology

    To find the top financial advisors in Raleigh, we first identified all firms registered with the SEC in the city. Next, we filtered out firms that don’t offer financial planning services, those that don’t serve primarily individual clients and those that have disclosures on their record. The qualifying firms were then ranked according to the following criteria:

    • AUMFirms with more total assets under management are ranked higher.
    • Individual Client CountFirms who serve more individual clients are ranked higher.
    • Clients Per AdvisorFirms with a lower ratio of clients per financial advisor are ranked higher.
    • Age of FirmFirms that have been in business longer are ranked higher.
    • Fee StructureFirms with a fee-only compensation structure are ranked higher.

    All information is accurate as of the writing of this article. This list may include firms that have a business relationship with SmartAsset, in which SmartAsset is compensated for lead referrals. Such relationships have no impact on our rankings, and firms are included and ranked based strictly on the above criteria.

    Best Financial Advisors In Raleigh Nc: Fees And Services

    Beth BravermanBecca StanekEditorial Note: The content of this article is based on the authors opinions and recommendations alone and is not intended to be a source of investment advice. It may not have not been reviewed, commissioned or otherwise endorsed by any of our network partners or the Investment company.

    If youre looking for a financial advisor in Raleigh, NC, you may feel overwhelmed by the options and unsure of how to choose an advisor thats right for you. Finding the right advisor in North Carolinas capital the City of Oaks comes down to figuring out the proper fit, which means understanding your unique needs and goals and how much youre willing to spend.

    The list below isnt meant to suggest which firm is best for you that will depend on your unique situation and needs. However, it can hopefully make your search easier. Read on for more information on the top firms in Raleigh:

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    What Is The Difference Between A Financial Planner Anda Financial Advisor

    A financial advisor is any person who helps their client managetheir money by giving valuable investment insights to helpfinancial decision making. A financial planner is also afinancial advisor but specializes in creating comprehensiveplans for their clients to match their specific goals. Learnmore aboutfinancial advisor vs financial planner: Who do you need?

    When Should I Hire A Financial Advisor

    The Legacy Group

    A financial advisor can help you manage your financesespecially when you don’t have the time to do it yourself orwhen there are major changes in your life, such as gettingmarried or having a baby. Even if you’ve managed yourinvestment on your own, the best financial planners can vetyour plan and assess it from a different perspective, to addsurety to your decisions. Learn more about thebest time to hire a financial advisor.

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